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選擇所需服務：「破產案，個人自願安排個案及強制性清盤案紀錄個別查冊」。申請債務重組失敗後可以選擇申請結餘轉戶，以低息的貸款償還原有較高息的債務。Brean was a writer and spokesperson for NerdWallet who coated a number of matters including income-saving suggestions, credit history